A recent Wall Street Journal reported that "Preliminary results of the annual health - insurance survey by Mercer, a benefits consultant to show that health - insurance costs for all employers increases over 5.7% in 2009 - the lowest annual increase in the past decade. But small employers - expect 10 to 499 employees - that their health costs jump 10% next year. "
So what are some practical things you can do as a small business in Montanato reduce your health and medical insurance costs? Here are three tips that you might be useful ...
Tip 1 Create employee wellness programs.
Healthy people do not have to go to the doctor so often. Promoting fun and creative weight loss, exercise, nutrition and other wellness programs not only helps to promote good health, it can also enhance employee productivity. What employer would no longer happy, healthy and productive employees? GoodWellness program can transform your entire work environment and save a lot of money in the long run.
Tip 2 Implementation of health savings accounts.
Health savings accounts (or HSAs) are typically used by employees to cover their out-of-pocket health care that are not otherwise covered by health insurance. For example, employees can use HSAs to cover expenses such as deductibles, (vision expenses, you alsodo not offer vision coverage), and the like. HSAs are becoming increasingly popular in many companies (small and large). They are a great way to save money and also some tax benefits for your employees.
Tip 3: Shop around.
The Internet makes it easier than ever to compare, research and various competing providers before starting a company for you.
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